Category Housing Affordability Crisis

Housing Affordability Crisis, Housing and Homelessness, Interest Rates & Inflation, Personal Finance, Real Estate Market Analysis

Why Are Mortgage Rates Rising Despite Fed Rate Cuts?

Why Are Mortgage Rates Rising Despite Fed Rate Cuts? If you’ve been keeping an eye on the news lately, you might be scratching your head wondering: the Federal Reserve has been cutting interest rates since late 2024, so why are…

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July 13, 2025

articles, Economy, Housing Affordability Crisis, Housing and Homelessness, Real Estate Market Analysis

Why Homeownership Is Now Out of Reach in 2025

The Great American Lockout: Why Homeownership Is Now Out of Reach in 2025 Executive Summary The U.S. housing affordability crisis has reached catastrophic levels in 2025, with 79% higher income now required to buy a median-priced home compared to 2020. This 2,500-word…